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We are That's Family Finance, and we are here to serve YOUR FAMILY.

Finance can be complicated, full of jargon, and outright scary at times; we take away your stress, do the leg work, and put in place the correct financial safeguards to protect your family so you can sleep at night.

Let us take away your financial worries.

Services for you

  • Life Insurance

    A lump sum paid to your family if you die during the policy term. Essential cover for anyone with a mortgage or dependants, ensuring your family can maintain their home and standard of living.

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  • Critical Illness Cover

    A tax-free lump sum if you are diagnosed with a serious condition including cancer, heart attack or stroke. Access to global treatment plans only available via approved advisers.

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  • Income Protection

    Replaces 50–70% of your income if you cannot work due to illness or injury. Potentially pays out for as long as you are unable to work depending on your plan.

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  • Mortgage Introductions

    We can introduce you to carefully selected, independently authorised mortgage advisers. Whether you are buying your first home or remortgaging, we will connect you with the right expert.

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  • Other Finance Introductions

    We can introduce you to specialists in equity release, commercial finance, pension advice, financial planning and will writing. Advice is provided by separately authorised and regulated firms.

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  • Free Trust Guidance

    We help you place your life insurance in trust at no extra cost. This ensures the payout reaches your family quickly, outside of probate, and can reduce inheritance tax liability.

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We know life is crazy, and waiting for the perfect time to get things sorted never comes around for many. But what if a quick chat is all it takes? We're extremely accessible and it doesn't have to be a long-winded meeting, you can even start by dropping us a WhatsApp message to our support team asking a simple question or reaching out for some guidance.

Being able to put your head on your pillow knowing if the worse day comes along, your family are protected brings a level of inner peace unrivalled.

We don't rely on hope, we know and play by the numbers; 1 in 2 of us will get cancer; it's hard hitting stats that don't lie and reveal the harsh realities of life. We hope you never have to claim on your insurance, and it becomes the best 'waste of money' you ever spent, but we know, and you know, that life throws curve balls, so we want you ready with a big baseball bat in hand, ready to smash them curve balls away. We live once, enjoy it, embrace it, but get your ducks in a row behind the scenes so you have one less thing to worry about.

Ask for help - we don't bite!

Common Questions About Protection Insurance

What does it mean to be FCA authorised?

Being directly authorised by the Financial Conduct Authority means a firm has met strict regulatory standards and is permitted to arrange regulated financial products. That's Family Finance is directly authorised with Firm Reference Number 1055079. You can verify this at register.fca.org.uk.

Can you help me with a mortgage as well as protection?

We specialise in protection insurance only. However, we work with carefully selected mortgage advisers and can make a warm introduction if you need mortgage advice alongside your protection review.

Do you cover the whole of the UK?

Yes. We help families across the UK find the right protection insurance, whether you are buying your first home, growing your family or reviewing existing cover.

Is a trust important for my life insurance policy?

Yes. Placing your life insurance in trust means the payout goes directly to your chosen beneficiaries without going through probate. This can save time and reduce inheritance tax liability. We provide free trust guidance as standard.

What is life insurance and do I need it?

Life insurance pays a lump sum to your family if you die during the policy term. If you have a mortgage, children or anyone who depends on your income, life insurance is one of the most important financial protections you can have.

What is critical illness cover?

Critical illness cover pays a tax-free lump sum if you are diagnosed with a serious condition such as cancer, heart attack or stroke. It can help cover your mortgage, medical costs or lost income while you recover.

What is family income benefit?

Family income benefit is a type of life insurance that pays your family a regular monthly income rather than a lump sum if you die. It is designed to replace your salary and help your family maintain their standard of living.

What is income protection insurance?

Income protection insurance replaces a percentage of your income, typically 50 to 70 per cent, if you cannot work due to illness or injury. Unlike critical illness cover, it is not limited to specific conditions and pays out for as long as you are unable to work.